Many people want to know if the Social Security Disability program also makes benefits available for children.
The short answer is no, because SSDI is a program for adults based on their work history. But the good news is that there is another Social Security program that provide benefits for children.
Supplemental Security Income, also known as SSI disability, can provide benefits to those who have not worked, including children, or those who worked a long time ago.
SSI bases a child’s disability application on the parents’ income and assets until the child turns 18 years old, and those who fall within the guidelines and are declared medically disabled may qualify for benefits. The medical disability must be permanent in nature, expected to last at least one year or resulting in death. SSI decisions usually take three to five months.
Children are required to go through the same qualification process as adults in proving their case for SSI benefits. The biggest difference between an adult and child application is that a child’s application will need to also provide educational records in addition to income, work history, medical records and history, and other supporting documents. The level of the ability of the child to function in school supplants the child’s ability to perform in a work setting.