Now that you know the Medicare plan that best meets your needs, let us help. Simply call one of our licensed agents today or enter your Zip Code in the form provided to get started.

Things to know about HMO and PPO plans

  • In general, HMO and PPO plans have lower monthly premiums than than Medigap plans paired with Original Medicare (Parts A and B).
  • You may want to choose an HMO if you'd rather pay lower premiums—and don't mind seeing only doctors who participate with your plan's provider network.
  • You may want to choose a PPO if you’d prefer to visit any doctor but pay slightly higher premiums. However, you typically still pay less to visit providers that participate with your plan’s network.

Why we recommend this plan:

  • Your priority is keeping your premiums low.
  • You prefer to choose your own doctors.
  • You don’t need to visit a specialist for care very often.

Even if you don’t currently take medication, you should consider buying a Part D Prescription Drug Plan (PDP). You may need it in the future.