Kathryn Anne Stewart
Kathryn Anne Stewart is a freelance writer who covers the intersection of health and money. She has written for Johns Hopkins Medicine, Weight Watchers, Newsmax Magazine, Franklin Prosperity Report, and the National Hemophilia Foundation, often crafting clear explanations of complex topics. When she's away from her desk, you can find her reading a library book, watching stand-up comedy, or cycling with her husband.
Special Needs Plans can be a great resource for those who qualify for them. You can join an SNP if you have certain chronic conditions, require care from a nursing home, or are eligible for both Medicare and Medicaid.
The easiest way to avoid Medicare late enrollment penalties is to be aware of the enrollment periods and deadlines. Most people avoid penalties by applying for Medicare right around their 65th birthday or soon after they lose health coverage through an employer.
MSA plans can be a great option if you want more control over the money Medicare plans to spend on your health. In exchange, you agree to pay some expenses out of pocket until you reach a deductible. Some people see MSAs as an exciting opportunity to build savings for health expenses tax-free.
Plan G is a type of supplemental insurance for Medicare. Supplemental insurance plans help cover certain health care costs, such as deductibles, coinsurance, and copayments.Plan G is the second-most comprehensive Medicare supplement plan available, next to Plan F.
If you’re familiar with using a PPO plan outside of Medicare Advantage, you can rest easy. A Medicare Advantage PPO plan works much the same way. The only difference is that instead of your employer covering part of the insurance cost, the federal government does. Some Medicare Advantage PPO plans even offer benefits that aren’t typically included in non-Medicare PPO plans, such as dental care, eyeglasses, and wellness programs.