AARP Medicare Plans Review
AARP is a go-to information-and product resource for older Americans, but did you know this organization also offers Medicare coverage? While not an insurance company itself, AARP puts its brand on some of United Healthcare’s Medicare Advantage, Part D (prescription drug coverage), and Medicare Supplement (Medigap) plans. The Medicare Advantage and Part D plans have an average Medicare Star Rating of 3.8 out of 5.1
To learn more about the Medicare program, check out our Medicare guide. Otherwise, read on.
AARP Medicare Advantage plans
United Healthcare—the health insurance company that provides AARP’s Medicare plans—serves a full 25% of all Medicare Advantage enrollees.2 That makes this company the largest Medicare Advantage insurer in the country.
AARP Medicare Advantage plans come in the following types:3
- Health Maintenance Organization (HMO)
- Private Fee-for-Service (PFFS)
- Local and Regional Preferred Provider Organizations (PPO)
- Health Maintenance Organization Point-of-Service (POS)
- Special Needs Plans (SNPs)
- Dual Eligible plans (D-SNPs): for people who are eligible for both Medicare and Medicaid
- Institutional plans (I-SNPs): for people who live in nursing homes and other institutions
- Chronic Condition plans (C-SNPs): for people with diabetes, heart issues, or other specified conditions
Depending on where you live, you may see another brand on AARP plans, such as SecureHorizons (Los Angeles, CA).4 You may also have access to the popular AARP MedicareComplete plan.
To see sample plans and a full review, check out our United Healthcare Medicare Advantage review.
To receive the latest pricing for Medicare Advantage plans near you, speak to a licensed sales agent.
AARP Part D prescription drug plans
United Healthcare is also the largest provider of Medicare Prescription Drug Plans (PDPs), with 23% of the market share.5 This insurer has partnered with Walgreens and OptumRx (a mail-order pharmacy) as preferred providers, so overall, you may be able to lower your drug costs if you currently fill your prescriptions with these pharmacies.
AARP offers several Part D prescription drug plans, including:
- AARP MedicareRx Saver Plus (PDP)
- AARP MedicareRx Walgreens (PDP)
- AARP MedicareRx Preferred (PDP)
To see sample plans and a full review, check out our United Healthcare Part D review.
AARP Medicare Supplement plans
Medicare Supplement plans cover out-of-pocket expenses from Medicare Part A and Part B coverage. United Healthcare offers eight supplemental insurance plans, including A, B, C, F (and a high deductible F option), G, K, L, and N.
These plans cover the same benefits no matter which insurer provides them, but they may vary in cost and availability.
While exact plan availability varies by location, AARP's national coverage means you may find at least one of this brand's Medicare plans near you.
Whether or not you think AARP is right for you, call a licensed sales agent to help you find a plan that meets your needs—and start the enrollment process.
Want to learn more?
1. Centers for Medicare and Medicaid Services, “Part C and D Performance Data"
2. Kaiser Family Foundation, “A Dozen Facts About Medicare Advantage”
3. AARP Medicare Plans, “AARP MedicareComplete and other Medicare Advantage Plans from United Healthcare”
4. AARP Medicare Plans, “Shop for a Plan”
5. Kaiser Family Foundation, “10 Things to Know About Medicare Part D Coverage and Costs in 2019”
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